Latest Articles
Founded by Emilee Eppler, Federal Retirement Advisors offers personalized retirement planning for federal employees nearing retirement, serving nationwide from our office in Broken Arrow, Oklahoma.
10 Facts You May Not Know About Social Security
Social Security is often misunderstood, but it plays a crucial role in most clients’ overall financial strategy. It’s more than retirement — Social Security also covers disability and death benefits, protecting roughly 96% of workers aged 20-49. Delayed claiming increases benefits — Each year past full retirement age (FRA) that...
Key Financial Insights from 2024 and Looking Ahead to 2025
As we approach the end of 2024, it’s an opportune time to reflect on the year’s financial developments and consider what 2025 may bring. Key Economic Factors in 2024 Interest Rates: The Federal Reserve lowered rates by 0.5% in September — the first reduction since 2020 — bringing the federal...
Navigating Healthcare Costs in Retirement
Healthcare costs in retirement can catch even the most financially savvy individuals off guard. According to Fidelity’s 2024 estimate, the average 65-year-old needs about $165,000 in after-tax savings just to cover healthcare expenses in retirement — up nearly 5% from 2023. Factors Driving Healthcare Costs Healthcare inflation consistently outpaces...
Year-End Giving Strategies: Maximizing Your Impact
According to Giving USA, individuals, endowments, foundations, and corporations gave an estimated $557.16 billion to U.S. charities in 2023. The holiday season is a great time to review your giving strategy. Trends in Giving The 2023 Bank of America Study of Philanthropy found that 85% of wealthy households gave to...
A Different Kind of Year-End Review: 10 Steps to Reflect and Recharge
True financial well-being is intrinsically linked to your overall life satisfaction and personal growth. This year, we encourage you to look beyond just the numbers with a personal year-end review. Celebrate Your Wins — Start with a victory lap. Acknowledge your triumphs this year. Chronicle Your Skill Evolution — Reflect...
Safeguarding Your Identity: Essential Tips for Financial Security
Nearly 33% of Americans have faced identity theft attempts, with a new case occurring every 22 seconds. In today’s digital age, it’s crucial to understand the risks and take proactive measures. Common Sense Protections Don’t let mail sit uncollected — put it on hold when traveling Review credit card and...
Maintaining Mental Health During Furlough
Furloughs can be challenging times, bringing uncertainty and stress. However, with the right strategies, you can safeguard your mental health and emerge stronger. Stay Connected...
Don’t Get Spooked by Market Myths
Unmasking Financial Fear This Halloween As Halloween approaches, the truly spine-chilling stories for many are those about the financial markets. Rather than being frightened...
Fall Into Smart Financial Habits: Set the Foundation for a Prosperous 2026
Fall presents a perfect opportunity to pause, reassess, and establish good financial practices. A proactive mindset this season can help you close out the year...
Planning Ahead: 4 Key Financial Moves Before Year-End
As we approach the end of the year, it’s the perfect opportunity to seize control of your financial planning. Here are four smart strategies to...
Life Insurance: Your Last Gift to Your Loved Ones
September marks Life Insurance Awareness Month. It’s essential to view life insurance as a proactive strategy in building long-term financial wellness, rather than just a...
Mastering Your Federal Benefits: FEGLI, FEHB, and Medicare Integration
Federal employees enjoy a robust benefits package, including life insurance (FEGLI), health benefits (FEHB), and eligibility for Medicare. Understanding and properly integrating these benefits into...
Thrift Savings Plan (TSP): Strategic Steps for Federal Employees
Your Thrift Savings Plan (TSP) is a cornerstone of your retirement strategy as a federal employee. Effectively managing your TSP involves more than just regular...
