Latest Articles
Founded by Emilee Eppler, Federal Retirement Advisors offers personalized retirement planning for federal employees nearing retirement, serving nationwide from our office in Broken Arrow, Oklahoma.
What Does “Making Your Money Last” Actually Look Like in Retirement?
“Make your money last.” At Federal Retirement Advisors, it’s the phrase we use more than almost any other — because it’s the thing our clients worry about more than almost anything else. Not the market. Not the headlines. The quiet, persistent fear that the money they spent decades saving...
Common Federal Retirement Mistakes That Can Affect Your Income Later
Federal retirement is complicated enough that even careful, well-intentioned employees make decisions that cost them more than they realize. At Federal Retirement Advisors, we don’t say that to be discouraging — we say it because we’ve seen the same situations come up again and again, and most of them were...
How to Turn Your Federal Benefits into a Reliable Retirement Income Plan
After years of federal service, you’ve earned something most people in the private sector never have: a pension that arrives every month regardless of the market, a tax-advantaged savings account, access to federal health insurance for the rest of your life and your spouse’s life, and a Social Security benefit...
When Can I Retire from Federal Service? What Your Timeline Really Looks Like
For many federal employees, the question “when can I retire?” comes up years before retirement actually feels real. You may have heard coworkers mention their “MRA” or seen references to “30 years of service,” but understanding how those pieces apply to your specific situation is a different matter entirely. The...
Should You Retire at Your Minimum Retirement Age or Wait? What to Consider First
Reaching your Minimum Retirement Age is a milestone most federal employees spend years working toward. And then, when it actually arrives, many find themselves hesitating, either because they aren’t certain of their numbers or because they’re relying on information they’ve heard from a coworker. The decision to retire at your...
Tax Form Questions
Many clients are calling with questions about tax forms 1099-R and 5498. Remember, this is not accounting advice and we are unable to provide accounting advice but here is a quick overview of the forms. What you need to do with the forms: ✅ Check form 1099-R Box 7...
Maintaining Mental Health During Furlough
Furloughs can be challenging times, bringing uncertainty and stress. However, with the right strategies, you can safeguard your mental health and emerge stronger. Stay Connected...
Don’t Get Spooked by Market Myths
Unmasking Financial Fear This Halloween As Halloween approaches, the truly spine-chilling stories for many are those about the financial markets. Rather than being frightened...
Fall Into Smart Financial Habits: Set the Foundation for a Prosperous 2026
Fall presents a perfect opportunity to pause, reassess, and establish good financial practices. A proactive mindset this season can help you close out the year...
Planning Ahead: 4 Key Financial Moves Before Year-End
As we approach the end of the year, it’s the perfect opportunity to seize control of your financial planning. Here are four smart strategies to...
Life Insurance: Your Last Gift to Your Loved Ones
September marks Life Insurance Awareness Month. It’s essential to view life insurance as a proactive strategy in building long-term financial wellness, rather than just a...
Mastering Your Federal Benefits: FEGLI, FEHB, and Medicare Integration
Federal employees enjoy a robust benefits package, including life insurance (FEGLI), health benefits (FEHB), and eligibility for Medicare. Understanding and properly integrating these benefits into...
Thrift Savings Plan (TSP): Strategic Steps for Federal Employees
Your Thrift Savings Plan (TSP) is a cornerstone of your retirement strategy as a federal employee. Effectively managing your TSP involves more than just regular...
