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TSP is about more than growth.

The Thrift Savings Plan is powerful, and the choices around it are easy to get wrong. How you invest it, when you draw from it, and whether to move it all carry trade-offs. We help you weigh those choices against the rest of your retirement, so your TSP works with your plan.

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You spent decades building your Thrift Savings Plan, but the goal changes in retirement. We help you understand the shift from building to protecting.

As retirement gets closer, your TSP goal becomes protecting what you’ve built and creating income you can count on. Let’s have a conversation about how your TSP fits into your overall retirement plan.

Explore Our Process
Leave it, move it, or draw from it: there isn’t a one-size-fits all option. We’ll explain the pros and cons of each so you can decide what’s best for you.
We help you weigh the facts and choose the strategy that fits your retirement—not someone else’s.
We’ll help you decide when and how to draw from your TSP, coordinating it with your other retirement income to support a reliable paycheck throughout retirement.
We consider the tax impact of every TSP decision, helping you identify opportunities for tax efficiency and keep more of what you’ve worked so hard to save.

Leave Your TSP, Move It, or Draw From It?

Every TSP decision affects the rest of your retirement. We’ll help you understand the trade-offs so you can decide what’s best for you.

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The Role of TSP Options in Creating a Stronger Financial Plan

The Thrift Savings Plan is often a federal employee’s largest assets. Some TSP decisions are permanent, so understanding your options before making those decisions is an important part of building your retirement plan.
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It Is Often Your Biggest Asset

For many federal employees, the TSP is their largest retirement asset. We’ll help you fully understand how it fits into your overall retirement plan before you make important decisions.
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The Choices Are Lasting

Your choices for how and when you draw your TSP can be permanent. We’ll help you understand the long-term impact before you decide.
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It Doesn't Stand Alone

Your TSP works alongside your pension, Social Security, taxes, and other retirement income. Treating it in isolation can lead to decisions that are detrimental to your retirement goals.
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Taxes Are Always in the Room

Every dollar you withdraw from your TSP can affect your taxes and Medicare costs. It’s not just planning much you withdraw—it’s when and from where that can make your savings last.

Frequently Asked Questions

TSP is about more than growth.

There isn’t one right answer. The best choice depends on your retirement income, taxes, investment needs, and long-term goals. We’ll help you understand the trade-offs, so you can make the decision that’s right for you—not someone else.
The strategy that helped grow your TSP isn’t always the best strategy for retirement. Your TSP becomes more than an investment account—it becomes a future source of income. We’ll help you determine how much risk is appropriate, how your TSP fits with your pension and Social Security, and whether your investment strategy supports the retirement you want to live.
There isn’t one best way to draw income from your TSP. We’ll help you coordinate your withdrawals with your pension, Social Security, and taxes, so your income works together—and lasts as long as you need it.

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