Who We Serve
Federal benefits follow their own rules, and the choices around FERS, CSRS, and the Thrift Savings Plan look nothing like a private retirement. Our years of experience, specialized training, and government certifications will help bring clarity to this next chapter of your career.
Wherever you are in your federal career, there is a version of this plan that starts today.
Still Working
You may be years from retirement or have a date already circled. Either way, the choices you make now around FERS, CSRS, and the Thrift Savings Plan shape what your income looks like later.
Close to Retiring
The forms, the deadlines, the timing of your last day. This is the stretch where small mistakes cost the most, and where having someone guide you through the OPM paperwork matters most.
Already Retired
Retirement is not the finish line. Tax changes, health and marital changes are all unchartered territory, so we stay beside you well past your final paycheck.
Wherever you are, there is a next step.
Early in your career, close to your date, or already retired, the path looks a little different for each. A short call is the simplest way to find yours.
What Retirement Planning for Federal Employees Involves
Retirement planning for federal employees is not the same as planning for the private sector. Your benefits have their own rules, and the pieces only work when they fit together in the right order
Your Pension
How your FERS or CSRS years and high-three salary shape the check that arrives every month.
Your TSP
How your Thrift Savings Plan fits alongside that pension, instead of carrying the whole load alone.
Your Coverage
What happens to FEHB and FEGLI as you move from working life into retirement.
Your Taxes & Investments
How your savings are positioned, and how taxes factor into a long retirement.
Your Timing
When to claim Social Security and Medicare, and how those dates line up with your federal retirement.
Your Paperwork
The OPM forms that turn all of it into an approved retirement, done right the first time.