As of May 2023, there were over 29 million “left-behind or forgotten” 401(k) accounts in the U.S., holding nearly $1.65 trillion in assets. No one wants to leave hard-earned money on the table.
How to Find a Lost 401(k)
- Contact former employers — reach out to HR or benefits departments.
- Consult the plan administrator — if the employer is no longer in business.
- Review old financial documents — look for past statements with account numbers.
- Call the Department of Labor — the EBSA has advisors who help locate retirement accounts.
- Use online databases — the National Registry of Unclaimed Retirement Benefits is a good starting point.
Contact us if you’d like help tracking down any lost retirement accounts — it’s part of building a complete picture of your retirement income.
