Navigating your Federal Employees Retirement System (FERS) benefits can seem daunting, but it doesn’t have to be. At Federal Retirement Authority, we simplify the complexities so you can retire confidently.

What is FERS?

FERS is the retirement system for U.S. federal civilian employees, established in 1986. It combines three components: Basic Benefit Plan (pension), Social Security, and Thrift Savings Plan (TSP).

Calculating Your Pension

Your FERS pension calculation depends on your years of service, age at retirement, and highest three years of salary.

Maximizing Your Pension Benefits

Consider the timing of your retirement carefully. Factors like service years and age significantly impact your monthly pension payout.

Common FERS Mistakes to Avoid

Avoid mistakes such as failing to consider military service buyback, not properly planning for survivor benefits, or misunderstanding TSP integration.